Marc Hengen
Managing DirectorLuxembourg life insurance is an attractive option for Swiss distributors because it offers a stable regulatory framework and competitive advantages in terms of wealth transfer. In particular, it offers access to international investments, increased portfolio diversification, tax and legal security, regulatory supervision and monitoring, and access to innovative and sustainable investment solutions. In addition, it offers a secure environment in terms of confidentiality. Luxembourg insurers have unrivalled expertise in life insurance in most European markets.
From Zurich, the ACA organized on March 01, 2 round tables on the occasion of its event “Switzerland – Luxembourg: Life Insurance as a bridge“
Marc Hengen, Managing Director of ACA started the event with a first panel: “Why use Luxembourg life insurance?“
The panelists were able to discuss the importance of Luxembourg life insurers for Swiss private bankers, in particular thanks to their specialization in international wealth management. The opportunity to also underline the power of unit-linked life insurance products and the crucial role of banks in asset preservation.
The panel also discussed the growing influence of green finance in life insurance and the increasing customer demand for sustainable products.
The second round table, moderated by Valérie Tollet, Member of ACA Executive Committee, focused on “How to use Luxembourg life insurance”, a topic that highlighted the technical aspects of Luxembourg life insurance products.
The different panelists started the discussion by proposing concrete solutions for individuals and companies in the EU, as well as the growing use of private equity as an underlying asset in insurance contracts. Finally, our various experts stressed the importance of working closely with bankers to better serve clients in a global way and preserve their assets, with structured offerings.

E-mail: aca@aca.lu
Phone : +352 44 21 44 1
Marc HENGEN has been Managing Director of ACA since 2013. A trained lawyer and insurance professional, Marc joined ACA’s Management Committee in 2010 after 18 years of experience with Luxembourg insurance companies. Marc is also a member of the Haut Comité de la place financière, a member of the Executive Committee of the UEL (Union des Entreprises Luxembourgeoises), and a member of the Management Committee and Treasurer of Insurance Europe. Since 4 May 2022, Marc has also taken on the role of Secretary General of the Bureau Luxembourgeois and of the “Fonds De Garantie Automobile (FGA)”.




E-mail: valerie.tollet@aca.lu
Phone : +352 44 21 44 1
Valérie Tollet has been Deputy CEO of ACA since March 2024 and serves as Luxembourg Insurance Mediator. After 20 years working in taxation within consulting firms in Belgium and Luxembourg, Valérie joined ACA in February 2020. Holding degrees in law and tax law, she is responsible for legal, regulatory and tax matters relating to international life insurance, as well as for the related statutory commission. She is also involved in matters of Luxembourg and international taxation and represents ACA within the Tax Taskforce of the UEL. In addition, she supports ACA members on human resources-related issues. Valérie is a member of the Board of Directors of the ASTF (Association pour la Santé au Travail du secteur Financier), where she has held the position of Secretary since October 2022.












