Christian Strasser
PresidentACA is a private professional association. It represents and defends the interests of the insurance and reinsurance sector in Luxembourg.
ACA is mainly structured around and managed by the following bodies :
ACA’s staff members ultimately implement the decisions of the Board of Directors.
The ACA Board of Directors is composed of appointed or elected directors in accordance with the statutes and as many alternate directors. They present themselves in pairs to keep track of the ACA files.
La Luxembourgeoise – Chief Executive Officer (CEO)
Christian Strasser, CEO of Lalux, holds a Master’s degree in Economics, and started his professional career at BIL in 1994. He has worked in various departments of the bank including Financial Markets, Branch Network, Human Resources, Private Banking and Personal Banking. He joined BIL’s Management Committee in 2010 and in 2012 took over responsibility for the Branch Network, Direct Banking and Marketing. He joined the insurance company Lalux in July 2015 as a member of the Management Board. In January 2016, he was appointed Managing Director of Lalux Assurances and Lalux Assurances-Vie and took over the Chairmanship of the Boards of DKV Luxembourg and Lalux Re. This is his second term as Chairman of ACA.
AXA Luxembourg & AXA Wealth Europe – Chief Executive Officer
Born in 1984 and of French nationality, Octavie Dexant is a graduate of Sciences-po Paris, Franco-German course. She started her career in insurance as an auditor at PWC for 3 years before joining the Strategy Department of the AXA Group in 2010. In 2014, she became Head of Strategy and then Secretary General of AXA’s global entity dedicated to loan insurance. In 2017, she joined the Commercial Department of AXA Partners, and in 2018, she won ING’s tender for a global digital partnership, and became Deputy CEO of this virtual JV. In 2022, she was appointed CEO of the AXA entities in Luxembourg, and became Vice President of ACA in June 2022.
Octavie Dexant is also a member of the Board of Directors of the Luxembourg Road Safety Association and of the Victor Hugo Association.
Groupe Foyer – Chief Executive Officer (CEO)
Managing Director since 15 April 2014. His mandate was renewed in 2022 for a period of 3 years.
Born in 1965, of Luxembourg nationality, Marc Lauer holds a degree in Actuarial Sciences and a degree in Economics.
He began his career at the Commissariat aux Assurances in 1989 and became a member of the Management Committee in 1995.
In 2004, he joined the Foyer Group as Chief Operating Officer. In 2013, he became a director of Foyer S.A. and since the 2014 General Meeting, he has been its Chief Executive Officer.
Mr Lauer is Chairman of the Board of Directors of Foyer Santé S.A. He is a director of Foyer Vie S.A., Foyer Assurances S.A., Wealins S.A. and CapitalatWork Foyer Group S.A. He is also Vice-Chairman of the Board of Directors of the Association des Compagnies d’Assurances (ACA) and President of the Institut National pour le Développement durable et la RSE (INDR).
Mr Lauer is a member of the board of Directors of the Commissariat aux Assurances (CAA), the Union des Entreprises Luxembourgeoises (UEL), Luxembourg For Finance (LFF) and the Luxembourg Stock Exchange (LuxSE). He is a member of the Fédération des Professionnels du Secteur Financier (PROFIL), the Haut Comité de la Place Financière de Luxembourg (HCPF), as well as a founding member of the Institut Luxembourgeois des Actuaires (ILAC) and an effective member of the Luxembourg Chamber of Commerce.
VITIS LIFE S.A. – Chief Executive Officer (CEO)
E-mail: marc.hengen@aca.lu
Phone : +352 44 21 44 1
Marc Hengen has been ACA’s Managing Director since 2013. A lawyer by training and an insurer by profession, Marc joined the ACA Management Committee in 2010. Marc is also a member of the Haut Comité de la Place Financière, a member of the Executive Committee of the UEL (Union des Entreprises Luxembourgeoises), the Secretary General of AGERE (Association des gestionnaires d’entreprises de réassurances) and a member of the Management Committee and Treasurer of Insurance Europe.
(Lombard International Assurance)
Swiss Re Europe – Managing Director
Réjean Besner is Canadian and a L&H actuary by profession. He holds a B.Sc. in Actuarial Science from Laval University in Québec, Canada. Since then he has lived and worked in 6 different countries.
He is a Fellow of the Canadian Institute of Actuaries and of the Society of Actuaries (USA) and a member of the Institut Luxembourgeois des Actuaires. He is also a Chartered Financial analyst (CFA).
He joined Swiss Re in 2008, first in Zurich before relocating to Luxembourg in 2013 and has held various roles within the Group.
He has more than 40 years of experience as an actuary practicing in life and health insurance & reinsurance and has held various roles within the industry.
He is also Vice-President of the ECOFIN committee of Insurance Europe and member du conseil d’administration de l’Institut Luxembourgeois des Actuaires.
(LIBERTY MUTUAL INSURANCE EUROPE S.E.)
Cardif Lux Vie – CEO
Alexandre Draznieks has been CEO of Cardif Lux Vie since 1 September 2022. A graduate of the École Polytechnique de Paris and the École Nationale de la Statistique et de l’Analyse Économique (ENSAE), he started his career in 1994 at INSEE (Institut national des statistiques et études économiques) as a study leader. In 2002, he joined the Treasury Department of the French Ministry of the Economy and Finance as deputy head of the “G7 and summit preparation” office, then as head of the “emerging markets” office. In 2005, he was appointed to the EBRD (European Bank for Reconstruction & Development, London) where he was in charge of the President’s office and then held the position of Director of Official Co-financing. He joined the BNP Paribas Group in 2009 at IRB (International Retail Banking), where he was in charge of strategy. In 2012, he became Head of Northern Europe & Emerging Markets for BNP Paribas Cardif. In 2020, he joined BNP Paribas Cardif France where he was named head of the AEP business unit, a French player in asset-based life insurance.
Convex Europe – Dirigeant Agréé and General Manager
Julie Dubuisson is the Dirigeant Agréé and General Manager of Convex Europe and serves on its board of directors.
Before joining Convex in 2021 to launch the European entity based out of Luxembourg, Julie has spent 18 years working in corporate and specialty Re/insurance including senior roles at Axa Corporate Solutions, AXA Africa Specialty Risks (Lloyd’s Syndicate 6130), Marsh and Swiss Re in North America, Europe, and Africa.
Julie earned a Master of Science in Insurance from Ecole Nationale d’Assurances (Paris) and a Master of Science in Finance from Fordham University – Gabelli School of Business (New York City). She is a dual citizen of Luxembourg and France.
SOGELIFE – CEO
Jean Elia has more than 25 years of experience in Insurance, out of which 15 as CEO of leading life insurance companies. He started his career with a UK insurer, before joining Société Générale Assurances in their subsidiary in Lebanon. He was appointed CEO of their subsidiary in Egypt in 2006 and in Morocco in 2009. In 2013 Jean became CEO of SOGELIFE, a leading life insurance company in Luxembourg providing wealth planning solutions across Europe.
Jean Elia has a Doctorate in Business Administration from Business Science Institute and Université Jean Moulin (Lyon III). His thesis “Leadership of Digital Transformation” is a useful guide for leaders in the financial sector to conduct Digital Transformation. He also holds an International MBA from Paris Dauphine University and has advised several insurance companies in the MENA region.
(The Shipowners´ Mutual Protection and Indemnity Association (Luxembourg))
La Mondiale Europartner – Directeur Général
Loïc Le Foll is CEO of La Mondiale Europartner since October 2018. As an actuary, he holds a Master of Business Administration (MBA) from the London Business School. He has spent his entire career within the insurance sector, with more than the half in Luxembourg where he has made an active contribution to developing wealth insurance.
With a strong background, he successively held the positions of Director of Wealth Products and Solutions at Lombard International Assurance and Deputy Managing Director of Swiss Life Luxembourg before joining La Mondiale Europartner.
Since the 1st of December 2022, Loïc Le Foll has joined the Executive Committee of AG2R LA MONDIALE in charge of the whole Wealth Insurance activity, which includes the two entities La Mondiale Partenaire and La Mondiale Europartner.
Barents Reinsurance S.A – Chief Executive Officer
Zurich Eurolife – Managing Director
Xavier Nevez joined Zurich Eurolife in 2011. He is currently Managing Director, and has over 20 years’ experience in Financial Services. He is also a Member of the Board of the Association of Luxembourg Insurers. Xavier started his career as attorney-at-law with Loyens & Loeff (in Paris and Luxembourg) and joined an international bank in 2006 where he was company secretary. He moved then in the insurance sector in 2009 to join Swiss Life Luxembourg as Regional Head Legal & Compliance. Xavier is a qualified lawyer and holds a Master’s Degree in Law from the University of Nancy and an executive MBA from HEC Paris.
Baloise – Chief Executive Officer
At the helm of Baloise in Luxembourg since June 2023, Christine Theodorovics has over 23 years’ experience in financial services. Since 2000, she has worked first for Credit Suisse, then for the Swiss Life Group between 2004 and 2010, for whom she held various positions in Asia, the Middle East and Europe (Director of Operational Excellence, Director of Business Development and Director of Quality Management). Christine Theodorovics continued her career with Zurich Insurance Group, from 2011 to 2019, where she held the positions of Member of the Board of Directors of Zurich Germany, Head of Banking Distribution, Head of Life for Zurich Switzerland, Managing Director Global Life Austria. She has a proven track record in management, business transformation, distribution and strategic development. Between 2019 and 2022, she was in charge of steering the AXA Group’s strategy for distribution, innovation and digital solutions, as Chief Strategy Officer, member of the European Executive Committee and member of the Board of Directors in 5 countries.
Also an independent, non-executive member of three boards of directors in financial institutions and a politically independent non-governmental organization, Christine Theodorovics holds a Master of Business Administration from the University of Vienna (Austria), a Master of Arts in European Economic Studies from the Collège d’Europe de Bruges (Belgium) and a Diplôme d’Etudes Supérieures en Banque from the Institut Financier Suisse. She also holds a PhD in Business Administration from the University of Gloucestershire (UK).
(CALI Europe)
Allianz Life Luxembourg – CEO
Born in 1967, of French and Luxembourg nationalities, Eric has over 30 years of experience in the insurance sector.
He successively held the positions of Sales Manager at Swiss Life (Luxembourg) S.A. and at Clerical Medical (Lloyds Banking Group) before joining the Foyer Group in 2007 as Head of Sales of Foyer International.
In 2017, following the merger between Foyer International and IWI, he became Deputy CEO of Wealins S.A.
Eric joined Allianz in January 2019 as CEO of Allianz Life Luxembourg and General Manager of Allianz Insurance Luxembourg. He is also a member of the Executive Committee of Allianz Benelux S.A.
Georges BIVER
Silvia BRACALONI
Ludovic DULAUROY
Vanesa HERRERO
Jonathan HEWITT
Henri HOSTERT
Paul LECOUBLET
Thomas LILLELUND
Frédéric LIPKA
Franck MARCHAND
Alain NICOLAI
Dr. Cornelia ROESKAU
Eve ROUX
Muriel SOSNOWSKI
Karine VERBRUGGEN
The Bureau is composed of the President, the Vice-Presidents, and the Managing Director of ACA.
The Bureau carries out the missions and tasks delegated to it by the Board of Directors.
ACA’s work is organised around 4 statutory commissions:
The four Statutory Committees, presided over by a Chairman and Vice-President elected in tandem, have the role
of:
Making the voice of international life insurance heard
The ambition of the International Life Committee (Commission Internationale Vie – CIV) is to act as a sounding board for discussions on the evolution of international life insurance and to act in concert with the competent authorities (CAA, Ministry of Finance, Haut Comité de la Place Financière (HCPF)), in order to maintain the attractiveness and promote/defend the Luxembourg life insurance model.
Driven by the Chair and Vice-Chair of the CIV, this ambition has been translated into
a bi-annual strategy, the 4 key aims of which are:
For a successful insurance sector in the Luxembourg market
The objective of the Local Market Committee (Commission Marché Local – CML) is to reflect on proposals or actions, and to develop a response to the problems encountered by local insurance activities. 4 actions were identified as priorities in 2021:
It is customary for these two committees to meet jointly. In 2021, their common objectives
were to provide their members with a combined and active platform for the discussion of key topics aimed at the development of international non-life and reinsurance business, as well as the assessment of their needs for concrete actions and mutual dialogue with the regulator and the government. The Chairs and Vice-Chairs of these committees were keen to contribute proactively to the successful internationalisation of the Luxembourg non-life and reinsurance market by focusing on:
E-mail: marc.hengen@aca.lu
Phone : +352 44 21 44 1
Marc Hengen has been ACA’s Managing Director since 2013. A lawyer by training and an insurer by profession, Marc joined the ACA Management Committee in 2010. Marc is also a member of the Haut Comité de la Place Financière, a member of the Executive Committee of the UEL (Union des Entreprises Luxembourgeoises), the Secretary General of AGERE (Association des gestionnaires d’entreprises de réassurances) and a member of the Management Committee and Treasurer of Insurance Europe.
E-mail: valerie.tollet@aca.lu
Phone : +352 44 21 44 1
Member of the Executive Committee and Insurance Ombudsman of Luxembourg. After 20 years in tax consultancy in Belgium and Luxembourg, Valérie joined ACA in February 2020. With a degree in law and tax law, she is in charge of files related to international life and non-life insurance, reinsurance, as well as various working groups. She is particularly involved in Luxembourg and international tax issues and represents the ACA within the UEL Tax Taskforce. She also assists ACA members in human resources matters.
E-mail: fabrice.volkaerts@aca.lu
Tel : +352 44 21 44 1
Fabrice joins ACA after nearly 25 years in the financial industry in Luxembourg, with over 20 years specifically in the insurance sector, supporting the operational activities of various insurance, reinsurance, and consulting companies. Throughout his career, Fabrice has been involved in various operational projects, transitioning from purely administrative roles to a leadership position overseeing IT, transformation, human resources, and general services functions.
E-mail: laura.barre@aca.lu
Tel : +352 44 21 44 29
With a Master’s degree in Financial Sector, Banking and Insurance, and a PhD in Financial Law, Laura started her career in indirect taxation in 2016. She was seconded to a multinational group in Luxembourg, notably in the industry sector.
She joined a group of non-life insurance companies in 2018 as a tax specialist, then in the Legal and Compliance department. Over the next four years, she worked on issues related to the distribution of insurance products, relations with intermediaries, delegations of authority and management of external service providers.
Laura joined ACA in February 2023, where she is involved in International Non-Life and Reinsurance matters, but also oversees indirect tax questions and topics relating to the Italian market
E-mail: hadrien.bertrand@aca.lu
Phone : +352 44 21 44 22
Hadrien holds a Master 2 in Finance and started as a Financial Auditor in Luxembourg in 2010. He joined the insurance sector in 2013 and worked in particular in the Finance and Compliance departments of life and non-life insurance companies. Hadrien joined the ACA in 2019 and is in charge of the Finance, Private Equity, SFDR, IFRS 17, Custodian Bank Reporting, Statistics, and Solvency 2 working groups.
E-mail: kilian.bonnemberger@aca.lu
GSM : +352 621 655 932
With four enriching years in the Luxembourg financial sector, Kilian Bonnemberger has leveraged this experience to shape his career in digital communication at ACA, the voice of the Insurance and Reinsurance sector. His skills, acquired through previous internships and work-study programs, have enabled him to deeply understand the challenges of the financial sector. As a Digital Communication Officer, Kilian is dedicated to harnessing the potential of digital to enhance the visibility of the Insurance and Reinsurance sector and turn each digital challenge into an opportunity to showcase the association and its members.
E-mail: sarah.hartmann@aca.lu
Phone : +352 44 21 44 35
Sarah holds a Master’s 2 degree in business law and is a legal advisor to companies. She started her career in 2008 in a consultancy firm, where she mainly worked on tax and regulatory assignments for local insurers. She joined the legal and compliance department of an insurance group in Luxembourg in 2012, where she was in charge for several years. As of 2018, and with a particular focus in 2020, Sarah was Compliance Officer and Legal Officer for the group’s Insurtech. Having joined ACA in March 2021, Sarah is involved in various subjects and coordinates several local market and cross-cutting working groups (e.g. data protection, licensing examinations for insurance agents). Sarah also follows topics of interest to insurers connected with digital matters and professional training.
E-mail: sarah.lentini@aca.lu
Phone : +352 44 21 44 30
A graduate of the IEP in Aix-enProvence with a Master’s 2 in Public and Political Management, Sarah has been working in the financial sector in Luxembourg for 17 years, 14 of which in insurance. She joined ACA in 2015 as an advisor. She is in charge of communication in the ACA and the promotion of the sector in Luxembourg and abroad.
E-mail: lea.zanda@aca.lu
Phone : +352 44 21 44 21
Léa joined ACA in January 2020 after more than 10 years of experience in taxation in the Grand Duchy, including 8 years in a consulting firm specializing in international taxation. With a legal background and expertise in business law, Léa is responsible for working groups related to life distribution (target market, RIS, remuneration/conflicts of interest), AML, CRS, sustainable finance, unclaimed contracts, as well as numerous geographical working groups (i.e., France, Belgium, Spain/Portugal).
E-mail: annick.beckius@aca.lu
Phone : +352 44 21 44 23
The secretariat assists ACA’s Management Committee and team in all matters handled within ACA. The administrative assistance includes a wide range of duties including the organisation of all ACA events, accounting, calculation of ACA payments and membership fees, the monitoring of statistics, the updating of the website and extranet, and communications to members.
E-mail: chantal.gansen@aca.lu
Phone : +352 44 21 44 26
The secretariat assists ACA’s Management Committee and team in all matters handled within ACA. The administrative assistance includes a wide range of duties including the organisation of all ACA events, accounting, calculation of ACA payments and membership fees, the monitoring of statistics, the updating of the website and extranet, and communications to members. Chantal Gansen is also the Corporate Secretary for the ACA, thus permitting better governance within the organisation.
E-mail: patrizia.trasatti@aca.lu
Phone : +352 44 21 44 28
The secretariat assists ACA’s Management Committee and team in all matters handled within ACA. The administrative assistance includes a wide range of duties including the organisation of all ACA events, accounting, calculation of ACA payments and membership fees, the monitoring of statistics, the updating of the website and extranet, and communications to members.
E-mail: luciana.morolli@aca.lu
Phone : +352 44 21 44 25
Luciana Morolli carry out the administrative follow-up of the files of the Luxembourg Bureau and the Automobile Guarantee Fund, as well as the requests for information addressed to the Automobile Guarantee Fund in its capacity as Information Centre.
E-mail: isabelle.spautz@aca.lu
Phone : +352 44 21 44 36
Isabelle Spautz carry out the administrative followup of the files of the Luxembourg Bureau and the Automobile Guarantee Fund, as well as the requests for information addressed to the Automobile Guarantee Fund in its capacity as Information Centre. Isabelle assists Marc Hengen in her tasks as the Secretary General of the Luxembourg Bureau and the Automobile Guarantee Fund. She also manages the secretariat of the ILAC (Institut Luxembourgeois des Actuaires).
Isabelle Spautz also holds the position of Corporate Secretary for the Luxembourg Office and the Guarantee Fund, thus ensuring better governance within the organization.
ACA is governed by a set of rules which the members commit to comply with when they join. These rules are embedded in the following documents:
Le fonctionnement de l’ACA est régit par plusieurs documents que les membres s’engagent à respecter lors de leur adhésion :
In addition to these documents, there are also :
– The Rules of Procedure;
– The information note on data protection