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A dynamic and diverse sector: Non-Life Insurance & Reinsurance in Luxembourg

Non-Life insurance is an essential pillar of our daily lives. It covers a wide range of risks: accidents, fire, cyberattacks, natural disasters, or professional liability. At the crossroads of technical, economic, and societal challenges, it acts as a safety net for individuals, businesses, and institutions. In Luxembourg, this sector is experiencing exceptional momentum. Historically driven […]

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Pension reform in Luxembourg: ACA defends a balanced and complementary approach

In the context of ongoing discussions on the future of Luxembourg’s public pension system, ACA participated in the government-led consultations to share its expertise and analysis on the challenges related to the second and third pillars. Pension reform is rarely popular; however, the situation in Luxembourg must be addressed. During the last legislative elections, the […]

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National campaign against online fraud

A collective commitment to protect citizens and businesses At the conclusion of the inaugural GRC Summit (Governance, Risk, Compliance), held on 5 June 2025 at the Luxembourg Chamber of Commerce, Lex Delles, Minister of the Economy, officially announced the launch of a national campaign against online fraud. This unprecedented initiative makes Luxembourg the first European […]

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Legislative Elections 2023

In order for the sector to remain attractive and vibrant, and to best serve the social interests of the country, the ACA makes these demands in preparation for the October 2023 legislative elections.

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Preparation for the insurance agent exam

Introduction Au Grand-Duché de Luxembourg, la distribution des produits d’assurance est essentiellement réalisée par des intermédiaires d’assurance, et, plus particulièrement, par des agents d’assurance. Ce système garantit que, même dans un monde digitalisé, les clients peuvent compter sur un conseil professionnel et personnalisé concernant toutes les questions qui touchent à leurs assurances. La réglementation et […]

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Money-laundering

Financial crime destabilizes economies and damages the integrity and reputation of the financial sector. ACA’s AML Working Group (WG) brings together all the insurance/reinsurance companies subject to money laundering and terrorist financing legislation with a common objective: to deal with all the issues and themes relating to money laundering and terrorist financing.

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International financial sanctions

ACA’s International Financial Sanctions Working Group includes representatives from all of its members subject to international financial sanctions legislation. The work of this WG has resulted in recommendations on the minimum measures to be implemented by its members under this legislation.

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